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With assets exceeding $4.9 billion, SmartFinancial, Inc. (NYSE: SMBK) is a financial holding company headquartered in Knoxville, TN. SmartFinancial provides high-touch banking, investment, insurance and equipment leasing services to commercial businesses and consumers through its three subsidiary organizations, SmartBank, SBK Insurance and Fountain Equipment Finance. First opening its doors in 2007, SmartBank now operates 42 branches across Tennessee, Alabama, and Florida including high-growth metropolitan areas and popular tourist destinations.



SmartFinancial employs a disciplined approach to capital deployment with a focus on creating and growing shareholder value. This mindset continues to guide all facets of expansion including recruiting, organic market growth, and strategic acquisitions. Following this disciplined approach, the Company has completed nine bank, finance company, and insurance brokerage acquisitions to date.



SmartFinancial’s focus on delivering shareholder value aligns with SmartBank’s mission to provide the highest level of value to its clients and create “WOW” experiences. Since its establishment, SmartBank's founders have applied their decades of banking experience to implement “Smart” business practices including diligent credit underwriting, wholistic relationship management, and hiring the best and brightest professionals. Following these core principles, SmartBank has flourished into the successful organization that it is today.

Contact Investor Relations

SmartFinancial Inc.
5401 Kingston Pike #600
Knoxville, TN 37919
(865) 453-2650

Investor Relation Contact:
Nathan Strall
(865) 868-2604

Stock Transfer Agent Info:
Equiniti Trust Company, LLC (“EQ”)
48 Wall Street, Floor 23
New York, NY 10005
(800) 401-1957

04/23/2024 10:00 AM ET

Earnings Release
Presentation
Webcast

PARTICIPANT INFORMATION (Public):
United States (Local): +1 404 975 4839
United States (Toll-Free): +1 833 470 1428
Access Code: 060240

TELEPHONE REPLAY (Public):
A recording will be available until Saturday, June 22, 2024.
United States (Local): 1 929 458 6194
United States (Toll-Free): 1 866 813 9403
Access Code: 672905

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