Headquartered in Knoxville, Tennessee, SmartBank operates as a subsidiary of SmartFinancial, Inc. (NYSE: SMBK), a financial holding company with assets exceeding $5.5 billion. Founded in 2007, SmartBank delivers relationship-driven banking solutions to commercial businesses and consumers across the Southeast.

SmartBank now operates 42 branches across Tennessee, Alabama, and Florida, including high-growth metropolitan markets and popular tourist destinations. The bank offers a comprehensive suite of financial services supported by specialized capabilities and a values-driven strategy focused on prudent capital deployment, organic market growth, and strategic acquisitions.

SmartBank’s success is supported by a people-first culture focused on delivering exceptional “WOW” experiences for clients and associates, earning national recognition including placement on FORTUNE’s 2025 Top 100 Best Workplaces list and Great Place To Work® certification. Guided by experienced leadership and disciplined banking practices, such as rigorous credit standards and holistic relationship management, SmartBank has become a trusted, high-performing financial institution serving its communities.